Terms of Service

1. Acceptance of Terms

By accessing or using the RIGFOA Service, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Service.

2. Eligibility

You must be at least 18 years of age, or the age of legal majority in your jurisdiction, to use the Service. By using RIGFOA, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into a binding agreement.

3. Description of Service

RIGFOA provides AI-powered analytical tools designed to support investment research and decision-making. The Service presents data-driven insights, historical analysis, and informational content. RIGFOA does not provide personalized financial, investment, tax, or legal advice, and nothing on the platform should be construed as a recommendation to buy, sell, or hold any financial instrument.

4. No Financial Advice; Assumption of Risk

All content, tools, and outputs provided through the Service are for informational and educational purposes only. Investing involves risk, including the potential loss of principal. Past performance, backtested results, or historical data presented through the Service are not indicative of future results. You are solely responsible for any investment decisions you make, and you acknowledge that RIGFOA is not acting as a broker, advisor, or fiduciary in any capacity.

5. Account Registration

To access certain features, you may be required to create an account. You agree to provide accurate, current, and complete information during registration and to keep your account credentials secure. You are responsible for all activity that occurs under your account, and you must notify RIGFOA promptly of any unauthorized use.

6. Subscription and Payment

Certain features of the Service may require payment of fees. By subscribing to a paid plan, you agree to pay all applicable fees as described at the time of purchase. Fees are non-refundable except as required by applicable law or as otherwise stated in a specific offer. RIGFOA reserves the right to modify pricing with reasonable advance notice.

7. Acceptable Use

You agree not to misuse the Service. Prohibited activities include, without limitation: attempting to gain unauthorized access to the Service or related systems; reverse engineering or copying proprietary algorithms; using automated scripts to scrape or extract data beyond what is permitted; and using the Service for any unlawful purpose or in violation of any applicable regulation.

8. Intellectual Property

All content, software, designs, trademarks, and materials associated with the Service are the property of RIGFOA or its licensors and are protected by applicable intellectual property laws. Your use of the Service does not grant you any ownership rights. You may not reproduce, distribute, or create derivative works from any part of the Service without prior written consent.

9. Data and Third-Party Sources

The Service may incorporate market data, financial information, or content sourced from third parties. RIGFOA does not guarantee the accuracy, completeness, or timeliness of such data and is not responsible for errors or omissions originating from third-party providers.

10. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. RIGFOA does not warrant that the Service will be uninterrupted, error-free, or secure.

11. Limitation of Liability

To the fullest extent permitted by applicable law, RIGFOA, its affiliates, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment value, arising from your use of or inability to use the Service, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless RIGFOA and its affiliates from any claims, damages, losses, or expenses arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

13. Termination

RIGFOA reserves the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users, RIGFOA, or third parties. You may terminate your account at any time by discontinuing use of the Service.

14. Changes to the Terms

RIGFOA may update these Terms from time to time to reflect changes in the Service or applicable law. Material changes will be communicated through the Service or via other reasonable means. Continued use of the Service after such changes constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which RIGFOA operates, without regard to its conflict of law provisions. [Insert specific governing jurisdiction if required.]

16. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

17. Contact

If you have questions about these Terms, please reach out through the contact details provided on our Contact page.